Introduction

An account is a resource with a built-in ledger that allows you to transfer money in and out. An account starts with a $0 balance. You need an account to:

• Deposit funds
• Make payments
• Issue a card

There are two types of accounts:

1. Master Account: The Master Account, which mirrors the FBO set up at the bank for FinTech, can only be provisioned after the Master Account Holder is created. For more, see the Master Accounts Guide.

2. Sub Account: Sub Accounts are created under a Master Account and can be created after the Sub Account Holder is created. For more, see the Sub Accounts Guide.