June 17, 2024

Launch of the Solid v2 Platform. Read more here.

March 21, 2024

  • Docusign check skipped for sandbox test EINs: 999999999, 099999999, 199999999
  • Bug fixes

February 26, 2024

  • Full SSN required to Create a Person or Update a Person - Last 4 of SSN no longer permitted
  • Remote Check Deposit is enabled for use with LCB
  • Webhook updated when a Send a Check is cashed: check.originated.debit
  • Updated Provisional Credit APIs to support multiple credits for ongoing disputes
  • Added The Dispute sub-object to The Transaction Object
  • Card Declined Reason Codes list is updated
  • Bug fixes and enhancements

January 29, 2024

  • Business Ownership Disclosure API added for business owner to sign the required disclosure via Docusign
  • New required designation field added to the business member object (enforcement begins 2/15/24)
  • Submit Business Projections API can now be updated retroactively on KYB approved businesses
  • New endpoint to Issue Provisional Credit for disputes
  • New endpoint to Recover Provisional Credit for disputes
  • New fields added to The Program object for dispute processing: “company”:“businessId” and “dispute”:“checkingAccountId”
  • Bug fixes

December 21, 2023

  • New business details deployed in preparation for upcoming KYB requirement changes
    • List NAICS Codes API to get a list of available codes to present to the user from which they must make a selection. This then needs to be input into the “naicsCode” field in The Business object
    • Submit Business Projections API to collect projected amounts of annual transaction volume in each of the payment form factors
  • Updated the character limit to 135 for the “description” field on Send a Wire Transfer
  • Bug Fixes

November 15, 2023

  • The “ownership” field in is now mandatory (for Lewis & Clark bank) in The Member object
  • Also, the “ownership” field now supports decimal values
  • Bug Fixes

October 12, 2023

  • Send a Check now supports including attachments (PDF, PNG, JPG, HTML) via the “attachment” field
  • Also in Send a Check, description field updated to 200 character maximum
  • Bug Fixes

September 29, 2023

  • Added “pinVerified” field to The Card Transaction sub-object
  • Bug Fixes

August 17, 2023

  • Added new Send a Check deliveryStatus “delivered” to The Transaction Type sub-object
  • Now allowing PO Box shipping addresses for physical cards in Create a Card
  • Bug fixes

July 10, 2023

  • Updated Card Declined Reason Codes
  • Check Deposit support for Base64 encoded images
  • added new Batch Intrabank API
  • Bug fixes

June 19, 2023

  • Fix for issue with missing ach.originated.credit webhooks

May 24, 2023

  • Added query filter for List all Accounts (Program) to search for strings in the label field
  • Added disputeStatus field for disputes to The Card Transaction sub-object
  • New webhook: card.dispute.updated when a card transaction dispute status is updated
  • Updated webhook: ach.returned when an ACH return is invoiced
  • Added error code when attempting to close account with pending transactions
  • Bug fixes

April 20, 2023

  • New field, “last4”, added to The ACH sub-object, providing the last 4 digits of the account number for Plaid linked accounts (useful in case of Chase TANs)
  • Bug fixes

March 29, 2023

  • New API - List All Card Declined Transactions (Program)
  • New fields, “isCaptured” and “capturedAt”, added to The Card Transaction sub-object
  • New webhook related to the previous note - card.captured
  • KYC required for business members to create cards (does not apply to Evolve accounts)
  • Replace a Card now allows updated shipping address
  • New fields, “fallbackTransferId” and “fallbackTxnId”, added to The Transaction Object to support mapping of overdraft transfers
  • rtaAuthId field added to card.declined webhook events
  • Support for independent refund (without parentTxnId) on Card Testing
  • Bug fixes ‍

March 13, 2023

  • Webhook contact.updated status now updates on contact deletion
  • New API to List Plaid Exchange Links
  • New web hooks for Plaid Exchange linking: person.plaid.linked, person.plaid.unlinked
  • authMethod field added to RTA webhooks
  • isCashed and cashedAt fields added to the Send Check Transaction sub-object

February 24, 2023

  • Create a Person now allowed without phone number (only for non-KYC use cases)
  • List All Cards APIs now support orderBy queries
  • Update an Account API can be used to close if the balance is 0

February 14, 2023

  • Fix for Fallback Account Config not getting inherited from Program Config

February 8, 2023

  • New API to update the title and description of a transaction: Update a Transaction
  • New webhook for program config updates: program.updated
  • Updates to webhooks for card spend on Solid cards
  • Support for Slack channel integration of webhooks
  • Bug fixes

December 8, 2022

  • Merge duplicative refund transactions
  • Enforce Card Account requirement for credit card issuance per compliance
  • Caching for List all Stats API & Dashboard Overview
  • Improved tracking for Send a Check
  • New webhook for enriched merchant data: card.enriched
  • Bug fixes

November 22, 2022

  • Send a Card API now has “bin” field so both “credit” and “debit” cards can be sent. Default is “debit”
  • Now you can Create an Intrabank Contact by accountId (in addition to accountNumber)
  • AVAX, FTM, PAXG, AAVE, COMP, XTZ, ALGO, and AXS added to Supported Cryptocurrencies
  • Card RTA Webhooks - support for approvedBalance in RTA response
  • Metadata search filters added to List all Accounts, Transfers, Contacts, Crypto APIs
  • Added CVV verification field for debit pull contacts to The Debit Card sub-object
  • Bug fixes

October 27, 2022

  • If person has a US address, SSN is required to Create a Crypto Wallet
  • Support for new cryptocurrencies: Solana (SOL) and Polkadot (DOT)
  • Send a Check
    • “deliveryStatus” gets updated in transaction data when shipping status changes
    • now writing “description” field data to memo line on check
  • ach.originated.updated webhook for when ACH is updated (eg. trace number is added)
  • List all Cards APIs - Provide filter for availableLimit
  • Added totalCredit and totalDebit to Retrieve a Statement API
  • Added filter to List all Persons dateOfBirth=YYYY-MM-DD
  • New API to List Supported Cryptocurrencies‍
  • Submit an IDV - new “action” request resumes or force expires existing IDV inquiries and gets a new inquiry link
  • New IDV Approval API (requires Operational permission)
  • Added a new “label” field to The Contact object
  • New filters added to List all ATM API:
    • “available24Hours”
    • “handicappedAccessible”
    • “depositAvailable”
  • Send a Debit Push - removed AVS check if card contact is push only
  • Submit an IDV - new “action” request resumes or force expires existing IDV inquiries and gets a new inquiry link
  • Expose new DE-* fields in Card RTA Webhooks
  • Bug fixes

October 14, 2022

  • OFAC compliance block on emails, TLDs, and phone ISO codes from the following countries:
    • Russia (.ru, +7)
    • Cuba (.cu, +53)
    • Iran (.ir, +98)
    • North Korea (.kp, +850)
    • Syria (.sy, +963)

October 6, 2022

  • ACH Pull balance verification: use current balance if available balance is null
  • Family accounts can now be created as cardAccount type (in addition to personalChecking)
  • Support for new cryptocurrencies: APE, BCH, MANA, MATIC, SAND, SHIB, UNI
  • Statement cut off timezone is now UTC
  • Added Response time in API Logs
  • Webhooks added for merchant funded rewards (coming soon)
  • Webhooks added for digital wallets: card.wallet.created, card.wallet.updated
  • Link refund transactions using parent transaction ID
  • Bug fixes

September 27, 2022

  • IDV status changes:
    • if a person drops off onboarding in between IDV statuses, they will be changed to “pending” instead of “inReview” (as previously)
    • you can use the Submit an IDV API to get a new URL and nudge users to start IDV again
    • once users complete everything, then only it will move to “approved”, “review”, or “declined”

September 20, 2022

  • Support for LINK and XLM
  • Added a retry for crypto wallet creation in Test environment
  • Added option to delete a transfer type from a contact by setting sub-object as null. Delete debit card not yet supported.
  • ACH returned transactions missing reason codes fixed
  • Exposed new currency (DE-*) fields in webhook events
  • Form Factor Limits now enforce 0 limit. Existing 0 limits set to null.
  • Bug fixes & optimization

September 12, 2022

  • Migration for updating the existing crypto addresses on ETH blockchain in Test environment

September 6, 2022

  • API schema change for allowedOriginator & blockedOriginator in The Account object

August 29, 2022

  • Program name prefix when you Send an ACH: Solid Program name: Person/Business name Transaction description
  • Exposed new local currency data fields in card transaction sub-object
  • Convert accented characters before doing name match for Plaid, ACH, and Debit Pull
  • Get Transactions on Send a Card (Sender access only)
  • PO address validation on Create a Card
  • Send transfer.updated webhook whenever a transfer changes status
  • Added blockchain hash in crypto transaction payload as new field “txnHash”
  • Add personId and programId in Card RTA Webhooks
  • Added Crypto Transfer webhook
  • Bug fixes

August 23, 2022

  • Platform now updates cardholder email and phone when its updated in the person object
  • Allow cardholder billing address to be updated via PATCH in the card object

August 16, 2022

  • Sanitize name & addenda for ACH contacts with special characters

August 8, 2022

  • Sell Crypto from users wallet and credit program funding account
  • idNumber otherId subtype now allows certain characters in the person object
  • Plaid balance check on ACH Pull: if “available” balance is null, fallback to “current” balance value
  • More webhooks for Send a Card
  • API to estimate gas fees on crypto transfers
  • Send Business Name (or Person Name) as part of addenda when you Send an ACH
  • Added trace numbers to ACH sub-object for incoming ACH transactions
  • Bug fixes

August 1, 2022

  • Debit card linking address verification now uses address of person linking instead of account owner

July 25, 2022

  • Intrabank pull payee details now show business name for business account & person name for personal account
  • Allow metadata for member object
  • Send full account object and card object (+metadata) in RTA webhooks
  • New field “modifiedAt” time added to transaction object
  • Allow buy crypto for end user wallets but from the program funding account
  • Allow $0.00 Limit for card limitAmount in the card object
  • Filter by status via List All Transactions API
  • Activity Logs for Crypto Wallets & Transactions
  • IP Whitelisting: option to add Label for IPs
  • Link fiat and crypto transactions: added “buy” and “sell” fields to the transaction object
  • Update a Person name, address, DOB, idType, idNumber longer allowed after KYC approval (must submit a ticket for review)
  • Update a Business legalName, idType, idNumber via no longer allowed after KYB approval (must submit a ticket for review)
  • Bug fixes